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Everyone deserves a great bike!  Call us to start your adventure.        510.742.2265

Financing & Layaway


CentriPEDAL Bikes offers financing through Synchrony Bank. Our card is called "Freedom to Ride." Think of this like a department store credit card. You may use your card for everyday purchases, and we also offer special financing** with the Freedom to Ride card.

Mountain biker trail riding.

Your Financing Options

  • No Interest if Paid in Full Within 6 or 12 Months*
  • Purchases of $199 -$398 qualify for the 6 month offer
  • Purchases of $399 or more qualify for the 12 month offer

Apply Now

Mountain biker riding in the woods.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Manage Your Account


CentriPEDAL Bikes Lay-a-way plan is simple.  Any bicycle, new or used, can be placed on lay-a-way.  A 20% deposit is required and is refundable in the first 30 days.  After 30 days the deposit becomes non refundable.  Pay as much as you like along the way but the bicycle must be paid off in 4-6 months depending on price of bicycle.  Once the balance is paid in full the bicycle may be taken home.

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

*On qualifying purchases made with your Freedom to Ride credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required.

**Qualifying purchases must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period which may be 6 or 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

***Subject to credit approval.